RESIDENTIAL REAL ESTATE
making dreams come true, one home at a time.
The last two decades have presented countless opportunities in representing both buyers and sellers from all walks of life and in different stages of life- from first time homebuyers to retirees looking to downsize. It’s Ephrem’s esteemed honor that these clients have entrusted him to achieve and deliver their dreams and goals.
SELLERS
The decision to sell your home is a significant one and there are many factors that must be considered. Having the right real estate agent on your side matters. Ephrem’s regional expertise and innovative marketing plan that is individually tailored to each client is what sets him apart from the average Realtor. He has been a longstanding trusted advisor and listing agent in the greater Phoenix metropolitan area serving Chandler, Gilbert, Glendale, Mesa, Phoenix, and Tempe for many years. Common steps in the process of selling your home include:
- Get the home ready for listing.
- Price the home correctly.
- Design and implement an effective marketing strategy + professional photography.
- Maintain client communication.
- Accept a Buyer and verify qualification
- Negotiate terms on behalf of the Seller.
- Ensure a smooth and percise closing.
BUYERS
Purchasing a home is an essential part of the American dream. Discover why so many people have placed their trust in Ephrem in turning this dream into a reality. He meticulously walks you through the entire home buying process – from searching and viewing properties that are within your criteria to applying his remarkable negation skills to secure the best price for you. There are four different avenues for purchasing a home- all which Ephrem is an expert in successfully executing. To ensure you receive the right financing option for your situation, please contact Ephrem here and he will happily connect you with an established lending partner.
- Federal Housing Administration (FHA) : Typically has a 3-5% down payment option and allows the home buyer to purchase their first home with minimal down payment.
- Veterans Administration (VA): We greatly take pride in serving the brave men and woman, and their courageous families. VA loans allows up to 100% financing for veterans. The VA program provides a certificate of eligibility to veterans as proof that they can purchase a home with up to zero down. It is extremely essential to have a VA loan specialist involved in this process. We closely work with a distinguished loan offer, who himself is a veteran, for all VA loans and would be glad to connect you.
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Conventional Loans: This structure typically requires a 5%-20% down payment. Historically, these types of loans were tailored for buyers that have experience in home buying however, in recent years Conventional Loans now offer a lower down payment option that comes with more lenient underwriting guidelines. This may serve as an alternative option to FHA loans
for first time home buyers. - Cash: A cash buyer is typically someone that is either moving funds from the sale of another home or business. Cash funds places the buyer and agent to be in a strong position making way for Ephrem to put his persuasive negotiation skills in action. The saying “CASH IS KING” rings true in the housing market and allows the buyer to be an extremely effective candidate for a home that may have multiple offers.